Rates & Payment

CIM Does Not Accept Insurance,
Here's Why:

The Center for Insight Medicine was formed in response to the subjugation experienced during years of practicing medicine under conventional insurance structures. 

We have chosen autonomy with the strong belief that it leads to better results, more effective engagement between patient and practitioner, and the freedom to move forward without uninvested parties limiting those options.

This has the following implications:

  • CIM does not accept ANY insurance – payment is made by credit or debit card, cash, or check.
  • At this point, CIM has a very restricted scope for seeing Medicare, Medicaid, TennCare, etc (essentially any government-sponsored plan).
      • We require that Medicare patients attend the “Pain Science is Brain Science” lecture prior to seeing Dr. Matt for a one-on-one consultation.
      • If, after the class, there is still interest in seeing Dr. Matt, we offer the consultation free of charge to these populations for the purpose of diagnosis and determination of fitness for one of our later classes.
      • The Medicare, etc. prohibitions do not restrict your attendance in any of our Classes or Workshops as these are not considered clinical visits.

Rates and Payment

At CIM, all services are charged based on time, rounded to the nearest 5 minutes. Below are guidelines for patient (new vs established) and service types according to household income. All fees include Osteopathic Manual Treatment, if indicated).​​​

New Patient Visit

Hourly Rate per # in Household

Household Income

#1–2

#3–5

#6+

<$30k/yr

––$140/hr––

$30–60k/yr

$200/hr

$175/hr

$150/hr

$60–90k/yr

$250/hr

$215/hr

$175/hr

$90–120k/yr

$300/hr

$250/hr

$200/hr

$120k/yr

––$350/hr––

Hourly Rate per # in Household

Household Income

1–2

3–5

6+

<$30k/yr

––$140/hr––

$30–60k/yr

$200/hr

$175/hr

$150/hr

$60–90k/yr

$250/hr

$215/hr

$175/hr

$90–120k/yr

$300/hr

$250/hr

$200/hr

$120k/yr

––$350/hr––

Established Patients (visits 2 – 5)

Hourly Rate per # in Household

Household Income

#1–2

#3–5

#6+

<$30k/yr

––$120/hr––

$30–60k/yr

$160/hr

$140/hr

$120/hr

$60–90k/yr

$200/hr

$170/hr

$140/hr

$90–120k/yr

$240/hr

$200/hr

$160/hr

$120k/yr

––$280/hr––

Hourly Rate per # in Household

Household Income

1–2

3–5

6+

<$30k/yr

––$120/hr––

$30–60k/yr

$160/hr

$140/hr

$120/hr

$60–90k/yr

$200/hr

$170/hr

$140/hr

$90–120k/yr

$240/hr

$200/hr

$160/hr

$120k/yr

––$280/hr––

Established Patients (visits 6– 10)

Hourly Rate per # in Household

Household Income

#1–2

#3–5

#6+

<$30k/yr

––$110/hr––

$30–60k/yr

$150/hr

$130/hr

$110/hr

$60–90k/yr

$180/hr

$155/hr

$130/hr

$90–120k/yr

$210/hr

$180/hr

$150/hr

$120k/yr

––$240/hr––

Hourly Rate per # in Household

Household Income

1–2

3–5

6+

<$30k/yr

––$110/hr––

$30–60k/yr

$150/hr

$130/hr

$110/hr

$60–90k/yr

$180/hr

$155/hr

$130/hr

$90–120k/yr

$210/hr

$180/hr

$150/hr

$120k/yr

––$240/hr––

Established Patients (visits 11+)

Hourly Rate per # in Household

Household Income

#1–2

#3–5

#6+

<$30k/yr

––$100/hr––

$30–60k/yr

$140/hr

$125/hr

$105/hr

$60–90k/yr

$165/hr

$145/hr

$125/hr

$90–120k/yr

$190/hr

$165/hr

$140/hr

$120k/yr

––$210/hr––

Hourly Rate per # in Household

Household Income

1–2

3–5

6+

<$30k/yr

––$100/hr––

$30–60k/yr

$140/hr

$125/hr

$105/hr

$60–90k/yr

$165/hr

$145/hr

$125/hr

$90–120k/yr

$190/hr

$165/hr

$140/hr

$120k/yr

––$210/hr––

Prolotherapy

Hourly Rate per # in Household

Household Income

#1–2

#3–5

#6+

<$30k/yr

––$210/hr––

$30–60k/yr

$300/hr

$270/hr

$240/hr

$60–90k/yr

$360/hr

$315/hr

$270/hr

$90–120k/yr

$420/hr

$360/hr

$300/hr

$120k/yr

––$480/hr––

Hourly Rate per # in Household

Household Income

1–2

3–5

6+

<$30k/yr

––$210/hr––

$30–60k/yr

$300/hr

$270/hr

$240/hr

$60–90k/yr

$360/hr

$315/hr

$270/hr

$90–120k/yr

$420/hr

$360/hr

$300/hr

$120k/yr

––$480/hr––

Payments

  • A valid credit or debit card is required when scheduling your first and future appointments, which will remain on file for as long as you feel you will be seen at C.I.M.
  • Credit or debit is preferred for security reasons, but cash/check is acceptable. All major credit cards are accepted and run via Stripe, which is securely integrated with the EMR.
  • Payment in full is appreciated at the time of your visit, however we can make exceptions. 
  • If you have a health savings account (HSA) or flex spending account (FSA) these are accepted, since this is a medical expense, and you will be provided an invoice and Superbill to submit.
  • At the end of every visit you will be provided with an invoice, detailing the services performed, the amount due/paid for the visit, & the manner in which it was paid. You’ll also receive a Superbill, which is required by all insurers and includes all the usual and necessary medical codes and jargon.

 

Out-of-Network Insurance Filing

  • Again, C.I.M. accepts NO PAYMENTS FROM INSURANCE and we DO NOT file ANY claims. However, if your insurance plan allows for out-of-network benefits, C.I.M. will provide you with a Superbill with both diagnosis and procedural codes appropriate to the visit that most closely reflect the work done. These approximate the standard reimbursements for the usual “CPT” codes recognized by payers. You may then submit this superbill to your insurance for reimbursement.
  • However this NEVER applies to Medicare (or Advantage plans), Medicaid, TennCare, or Disability Insurance. If you have one of these plans you will not be given a Superbill. 
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